“Everything is great with my new credit score which my family thanks you for your help and services . We will definitely recommend you to all our friends.”
Neal Clay “Would just like to say my wife and I am are very impressed with your service. I went with your Alabama Home Buyer Program. I knew right from the first phone call that I was dealing with a company that knew their stuff. The service I received throughout the process was superb. Most notably from Matt. My credit scores are in the 700’s we couldn’t be happier with it. We cant wait to invite everyone over to see our new house.
Martin Cook “All delivered and excellent service all round. My credit is fantastic. Thank you so much”
Susan White “Just a quick note to let you know we are so pleased with our credit repair. It is exactly what we thought it would be. :) Thank you again and for the speedy delivery”
Mrs N Reed Just wanted to let you know that Superior Credit Repair finished up with my credit today and I’m ...
Posts
Birmingham Credit Repair Specialists Even if your credit score is good enough to get a loan, improving it by just a few more points can save you
thousands. Using credit repair to increase your credit score from 480 to 720 can save you a hundreds of dollars
or more per month on your mortgage payment; a savings of tens or even hundreds of thousands of dollars over
the course of your loan. View Larger Map https://superiorcreditrepaironline.com/local/birmingham-credit-repair-12/
A messy credit file can make one old account feel like the entire problem. In reality, approval concerns usually come from the relationship between dates, balances, status, recent updates, and current positive behavior. That is why the first step should be a measured review rather than a rushed dispute. This post focuses on authorized user considerations. The common problem is that a consumer may be tempted to use someone else’s card history without understanding the risks. That does not mean every negative item can be removed, and it does not mean a single step fixes the file. It means the account should be reviewed with enough detail to understand what is accurate, what is incomplete, what is outdated, and what may need supporting proof. The practical goal is to consider utilization, age, payment history, and relationship fit before relying on this strategy. A consumer who understands the account before acting is less likely to send vague disputes, make poorly timed payments, or appl...
Most consumers do not sit down to study credit reports for fun. They usually look closely after a denial, a surprise collection notice, a lender request, or a score drop that does not match what they expected. The goal is not to make the report perfect overnight; the goal is to make the next decision more informed. This post focuses on late payment documentation. The common problem is that a current account is open but one or more late payments appear on the report. That does not mean every negative item can be removed, and it does not mean a single step fixes the file. It means the account should be reviewed with enough detail to understand what is accurate, what is incomplete, what is outdated, and what may need supporting proof. The practical goal is to review billing records, hardship history, and account status before submitting a claim. A consumer who understands the account before acting is less likely to send vague disputes, make poorly timed payments, or apply while the file i...
This is the amount of interest over a period of 30 years for some one with a great credit score. For example you have a 3.9 % interest rate for a $100,000 dollar home loan. Your payment is only $471.67 a month. This is showing you in detail what you would be paying. The principal is you paying off your loan the interest is what you pay the bank every month. Month / Year
Payment
Principal
Paid
Interest
Paid
Total
Interest
Balance Nov. 2012
$471.67
$146.67
$325.00
$325.00
$99,853.33 Dec. 2012
$471.67
$147.14
$324.52
$649.52
$99,706.19 Jan. 2013
$471.67
$147.62
$324.05
$973.57
$99,558.56 Feb. 2013
$471.67
$148.10
$323.57
$1,297.13
$99,410.46 Mar. 2013
$471.67
$148.58
$323.08
$1,620.22
$99,261.88 April 2013
$471.67
$149.07
$322.60
$1,942.82
$99,112.81 May 2013
$471.67
$149.55
$322.12
$2,264.94
$98,963.26 June 2013
$471.67
$150.04
$321.63
$2,586.57
$98,813.22 July 2013
$4...
FICO Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 95 % of the 100 U.S. financial institutions use the FICO Score to make consumer credit decisions. https://superiorcreditrepaironline.com/local/credit-repair-fico-score-birmingham-al-credit-repair/
QUICK RESULTS: We do not drag out your credit repair work on a monthly or yearly basis like a majority of most internet companies do. You need quick results so we will resolve all of the necessary accounts to get your credit back in good standing, not one account per month to string you along so you will make monthly payments till you get so fed up with the process just so we can collect your money on a monthly basis. Who wants to wait for a year or two to have better credit? Our Certified Credit Consultants get results on a timely manor, not years! https://superiorcreditrepaironline.com/local/credit-repair-by-superior-credit-repair-services/